Q: How much money can I be approved for?
- You can borrow up to $500 until your next payday (based on your take home pay).

Q: How long do I have before I have to repay the loan?
- Once we received your application, someone will call you back within the next 30 minutes to process your loan. If approved, money will be transferred into your account overnight and usually is available the next business day.

Q: When I am applying for a payday loan, do I have to sign anything?
- Yes, we require your authorization so that we can deposit your loan and withdraw your payment from your bank account.

Q: How fast can I get my money?
- We electronically deposit the money right into your bank account overnight once you are approved for the loan - it's that easy!

Q: I don't live in Canada or the USA, can I still apply?
- Unfortunately, at this time, we only accept applicants from the United States and Canada; However, we are taking steps to service other countries in the near future.

Q: What can I use my payday loan for?
- Use your money for whatever purpose you wish. If you have some bills due, something you need to buy, or just want to have some fun! Your loan is for you to use as you wish.

Q: What if I have bad credit, or no credit at all?
- We unfortunately can not provide a payday loan without direct deposit. Please speak to your employer about setting up direct deposit to your bank.

Q: If I have a savings account with direct deposit can I get a payday loan?
- Yes, it doesn't matter whether you have a checking or a savings account, as long as you have direct deposit.

Q: What types of fees are involved?
- Our fees are very competitive and in fact are lower than many other on-line payday loan providers.